Overview

cash.life AG is one of the leading origination and asset management companies in the German secondary market for life insurance. Leveraging its network of more than 20.000 distribution partners, CL has extensive reach into the financial services industry and has established trusted partnerships with leading distributors, IFAs, banks and other intermediaries.

The German life insurance market has a volume of more than 91 Mio. policies, of which more than 50% are terminated prior to maturity by the policyholder. This demonstrates the huge potential for the secondary life market.

For investors, this market presents a unique opportunity to benefit from the characteristics of this asset class:

• Attractive returns - Combines long-term investment opportunity with short term liquidity
  
• No market risk – No writedowns or impairments: Monthly accrual of return due to monthly increase in surrender values
  
• Limited credit risk – Comprehensive protection scheme for life insurance policy holders (Protektor)